Our Loan Programs

Review our mortgage program and get advice from our team of mortgage experts

FHA Loan Program

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An FHA loan program is designed to make homeownership more accessible, particularly for first-time homebuyers and individuals with lower credit scores or limited down payment funds.

VA Loan Program

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A VA loan is a mortgage loan program specifically designed for veterans, active-duty service members, and eligible surviving spouses. It offers several advantages to help veterans and their families achieve homeownership.

Adjustable Rate Mortgages (ARMs) Programs

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An adjustable-rate mortgage (ARM) is a type of home loan where the interest rate can fluctuate over time. The interest rate on an ARM is typically lower initially compared to a fixed-rate mortgage, but it can change periodically.

JUMBO Loan Programs

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A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac. These loan limits define the maximum amount that can be borrowed while still qualifying for certain benefits, such as lower interest rates and more favorable terms.


Conventional Loan Program

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Conventional loans are the most common type of mortgage in the United States and are available for a wide range of purposes, including purchasing a primary residence, a second home, or an investment property. They can also be used for refinancing existing mortgages. This type of loan is not insured or guaranteed by a government agency.

USDA Loan Program

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A USDA loan is a type of mortgage offered by the United States Department of Agriculture (USDA) to help low- to moderate-income borrowers purchase homes in eligible rural and suburban areas. USDA loans aim to promote homeownership in rural communities and provide access to affordable housing for individuals and families who may not qualify for traditional financing.

Home Equity Line of Credit (HELOC) Loan Program

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A Home Equity Line of Credit (HELOC) is a type of loan that allows homeowners to borrow against the equity they have built up in their property. It is a revolving line of credit, similar to a credit card, where borrowers can withdraw funds as needed, up to a predetermined credit limit.

Down Payment Assistance Loan Program

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A down payment assistance loan is a type of financial assistance program designed to help homebuyers bridge the gap between their available funds and the required down payment for a home purchase. These programs are typically offered by government agencies, nonprofits, or state and local housing authorities to assist low- to moderate-income individuals or families in achieving homeownership.

Our Mission is To Help Create Financial Success for You Through Homeownership.